Student Loan Debts, 미국 학자금 대출 규모

Report Highlights. Student loan debt in the United States totals $1.757 trillion. The debt accumulation rate is slowing, and recent analytics indicate that most consumers manage their student loan debt responsibly.

• The outstanding federal loan balance is $1.635 trillion and accounts for 93.1% of all student loan debt.
• 43.8 million borrowers have federal student loan debt.
• The average federal student loan debt balance is $37,338 while the total average balance (including private loan debt) may be as high as $40,114.
• Less than 2% of private student loans enter default as of 2021’s fourth financial quarter (2021 Q4).
• The average public university student borrows $31,410 to attain a bachelor’s degree.

미국 학자금 대출 1.757조 달러 중에 연방정부가 가진 대출잔액이 1.635조 달러로 전체대출액중 93.1%를 차지하며

4380만명의 대출자가 있으며, 연방정부에 인당 평균 $37,338 대출금이 있으며, 사적대출까지 포함하면 인당 평균 $ 40,114의 대출이 있으며 21년 4분기 기준 전체의 2%가 디폴트상태이며 공립대학을 졸업하기위해 평균 $31,410의 대출을 받음

 

 

 

https://educationdata.org/student-loan-debt-statistics

Student Loan Debt Statistics [2023]: Average + Total Debt